Agency banking networks – FINCA technology powers a network of more than 2,000 banking agents. Many work in remote areas, bringing responsible financial services to their neighbors for the first time.

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Biometrics – Fingerprint scans allow customers to access their accounts without fear of identity theft. This is a critical service for illiterate and innumerate customers.

Cashless and QR code payments – Consumers and merchants alike benefit from the option to make secure transactions without physical cash.

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Credit scoring and central underwriting – Data-powered credit scoring offers objective and speedy decisions for new and repeat customers. Centralized underwriting improves turnaround time and lowers costs.

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Digital field automation (DFA) – Using DFA, customer relationship officers collect customer loan information in the field and send it to a central office for processing and underwriting. This real-time data transfer speeds the application process, freeing staff to develop solid customer relationships.

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Mobile apps and e wallets – These digital platforms allow users to store money, make payments, and conduct financial transactions conveniently and securely via smartphones.

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Online banking – Online access to essential financial services, combined with individual coaching to build trust, helps us expand our reach to more unbanked people, especially in rural areas.

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Product Pickers – Our websites are equipped with intuitive product pickers that make it easy for customers to select the product they need. They can also apply online, avoiding a time-consuming and often costly trip to a bank branch.