We combine financial services with education that helps customers make sound financial decisions, develop business skills, build resilience, and improve their livelihoods.

​

We offer affordable insurance products that help protect against crop losses and other crises.

​

In collaboration with local partners, we develop tailored financial offerings, often with favorable terms, to address a variety of challenges identified by our customers. Families take advantage of these products to help pay tuition or purchase clean energy stoves. Merchants use them to purchase solar panels or invest in climate adaptations for their farms.

​

We partner with like-minded organizations to support a variety of vital programs, including early childhood education centers for refugee children in Uganda and development of customized, sustainable farming practices in the Democratic Republic of the Congo.

​

These coordinated efforts empower individuals and communities to address a wide range of obstacles to build long-term financial independence.