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Changing the Way Community Financing Works

Fair, transparent, in‑person financing for women‑led small businesses—sari‑sari stores, carinderias, food carts, palengke stalls, and online sellers.

We match payments to cash flow and keep costs clear before you sign

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Customer‑Centered, Community‑Based

We come to your barangay through community circles—support, not joint liability—with short visits, simple requirements, and plain‑language explanations.

Education and respectful follow‑ups help women‑led shops stay on track and grow.

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Built for Impact and Resilience

Disciplined lending with UNAPP insights—and a UNA officer making the final decision—keeps businesses and portfolios healthy.

When shocks hit, recovery loans and case‑by‑case rescheduling (per policy) help women‑led shops restock, repair, and reopen fast.

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Partnering to Reach More Entrepreneurs

We work with banks, qualified investors, LGUs, and market associations to scale responsible, in‑person financing to last‑mile businesses.

UNAPP reporting and human‑decided credit, clear pricing, and respectful conduct give partners confidence—while community circles deliver service on the ground.

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Protecting Our Customers

In‑person onboarding, clear pricing before you sign (Disclosure Statement), respectful collections, and privacy & data safety (DPO).

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Measuring Our Impact

UNAPP powers monthly MIS—PAR30, on‑time rate, vintages, and roll rates. AI assists; a UNA officer makes every decision.

A group of Filipino community business owners  supported by UNA Microfinance in the Philippines:
Filipino entrepreneurs supported by a UNA microloan

28K Clients Served

Active Women‑Led Clients

Infographic: UNA's impact through microloans in the Philippines

32K Loan

Gross Loan Portfolio (PHP)

Map or infographic showing microloan releases in over 400 barangays across the Philippines.

400+ Barangays

Loan Releases

UNA at a Glance

Our currency exchange rates

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